How to get out of a roofing contract?


People came by and looked at my house for hail damage. They said there was damage. We called my insurance company and open a claim. I signed a contract with that roofing company. Later that week I canceld my claim with my insurance. Now the roofing company is saying I owe them money even though they have done no work on my house and the claim is closed. Am I going to be held responsible for anything? HELP but we never discussed the damage or how much it would be. they have not even done any work on the house. how am i liable for something they havent done is it best to just reopen the claim with my insurance company?

Written by Laura in Maintenance & Repairs


Better Answer

It depends entirely upon the contract you signed. Do you have a copy of it? If so, read it carefully. You may be legally obligated to pay the roofing company in full, and if that's the case you might as well have them fix your roof as agreed. There may also be a provision in the contract for a cancellation fee or an inconvenience fee if you don't have the work done, and if that's the case you're better off paying the fee and taking your losses.

BOTTOM LINE: Your claim with your insurance company does NOT affect the contract you signed. The roofing company can take you to court over this, and if they do there's a very good chance they'll win.

Written by Sarge927


Other Answers

It depends entirely upon the contract you signed. Do you have a copy of it? If so, read it carefully. You may be legally obligated to pay the roofing company in full, and if that's the case you might as well have them fix your roof as agreed. There may also be a provision in the contract for a cancellation fee or an inconvenience fee if you don't have the work done, and if that's the case you're better off paying the fee and taking your losses.

BOTTOM LINE: Your claim with your insurance company does NOT affect the contract you signed. The roofing company can take you to court over this, and if they do there's a very good chance they'll win.

Written by Sarge927

better read what you signed.

Written by Stevefwb

You may need a lawyer to get out of this one. Never sign a contract unless you are serious and fully understand the terms of the contract.

Written by Jingo

LAURA! if you signed a contract for services (and you did) You are obligated for the amount of the contract.

Written by Mark

As general contractors, if someone terminates the contract we are only entitled to the "profit and overhead". They cannot charge you for labor not performed or materials not used. In the case of just roof work that isn't that much. Most of the time it's not worth the effort to go after someone. It would end up in small claims court(no lawyers), after which you could appeal. Even if they win, then they have to collect, which is even harder. Contact your states contractor licensce board and see if they can help and what the roofer are entitled to. Do your homework.

Written by Stevenq

Call your state office of consumer affairs and get advice. Also get information from your insurance company. If all else fails, go to an attorney who specializes in consumer law.

Written by Adopted By Madonna

Contact your local BBB They can help you

Written by Kenneth